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Delaying retirement may have multiple impacts on flexible employment personnel, as follows:

Economic pressure increases: Flexible employees need to independently bear the full amount of social security contributions, and with the delay of retirement age, their payment years will also become longer. Originally, it was possible to pay social security contributions for 15 years according to the current statutory retirement age (such as 60 years for males and 55 years for females), but delaying retirement may result in longer payment periods and increased economic burden. For example, the minimum payment period for pension insurance may be increased, such as from the current 15 years to 20 years, which will bring significant pressure to flexible employees with less affluent economic conditions.
 

Decreased willingness to participate in insurance: Some flexible employees already face significant pressure to pay premiums. After seeing the delay in the statutory retirement age, they may feel that the time to receive pensions has become later, leading to a decrease in willingness to participate in insurance. Some people may even choose not to participate in insurance or only meet the minimum payment period of 15 years.
 

Expected increase in pension benefits: After delaying retirement, the payment time will increase, which will help improve the pension benefits of flexible employment personnel after retirement. The principle of calculating and issuing pension is "pay more, pay more over time". Under the same conditions, if delaying retirement extends the payment period, the pension calculated at retirement may increase accordingly.
 

Improvement of pension benefits: If flexible employees pass away, their families can enjoy funeral subsidies and pension benefits. The pension benefits are linked to the payment period. After delaying retirement, as long as the payment period increases and the payment period persists, the corresponding pension benefits will also increase.

However, the implementation of the delayed retirement policy will be steadily promoted based on the principles of voluntary and flexible participation, which may provide some room for choice. At the same time, the government may also introduce relevant favorable policies or subsidy measures for flexible employment personnel to alleviate their pressure.
 

Faced with the delayed retirement policy, flexible employees can respond by understanding the policy details and mastering the specific content through official channels; Assess personal financial situation and plan financial arrangements reasonably; Pay attention to policy developments in order to make timely adjustments; If you have any questions or concerns, consult professionals such as social security experts, legal advisors, or financial planners for more targeted advice.
 

It should be noted that policies in different regions may vary, and specific impacts need to be comprehensively considered based on local conditions. If you want to further understand the specific impact of the local delayed retirement policy on flexible employment personnel, it is recommended to pay attention to relevant information released by local government departments or consult social security agencies.